Be Careful SCAM ALERT!

By: Natasha Broodryk Be Careful SCAM ALERT!

Be Careful SCAM ALERT!

Hey Hey Hey!!!

SO, I started to look for work that I can do from home, as I found it difficult to find a job.

I have been given sooo much advice on online work opportunities and the do's and dont's and I just wanted to follow my own head, So I came to find that the advice given to me has actually always been the RIGHT ADVICE! So I wanna Share that with ALL of YOU!

The FIRST thing that comes to mind is.....

DO NOT just trust any online company from overseas that pays dollars or Euros claiming you will be paid after this amount has been made or some other excuse to get paid, like to download apps, (IMPORTANT: Downloading Apps CAN RESULT in a BIG Scam, Be careful!) or answer surveys.

BIG TIP!

ALWAYS check the name of the URL or company on google FIRST! Before joing, registering or signing up for ANYTHING!

NEVER give you banking details ON a WEBSITE! as that can OBVIOUSLY also cause a big scam

How to spot online scams

1. You’re asked for personal information

The following personal Information will not be requested by legitimate online businesses:

  • Driver’s license
  • Social security number
  • Checking account

OK to give:

  • Email address
  • Paypal address

2. You’re asked to pay for something

If you’re signing up to do freelance work or contract work, legitimate work from home sites like Upwork and Freelancer do not charge money. They make their money when work is completed and take a cut.

However there are exceptions. If you want to be a pet-sitter on Care.com you can pay for premium features for your profile listing.

But for most of the ways to make money online we’ve reviewed that are legit, they don’t have any up front costs. Sometimes you’ll find training and coaching programs that cost money, but those products are separate from the jobs being offered.

3. You’re asked to fill out a W-4 or W-9

For U.S. citizens a W-4 is an IRS form for tax withholding. It requires your social security number. I’ve never seen a legit site ask for this.

As a contractor you might be asked to fill out a W-9 form, which requires a social security number of EIN. If anything, you’re treated as a 1099 contractor and you’ll get a 1099-MISC tax form at the end of the year stating your earnings if you made $600 or more.

You might be asked for your social security number after you’ve hit the $600 income limit (meaning you’ve been paid $600 or more). But if you’re making money and it’s in your bank account, it’s a good sign the business is legit.

4. Other things to watch out for

  • one-time membership fees – upfront fees are usually a red flag
  • outrageous pay – no, you can’t make $1,000 in a weekend
  • products to buy – anything where you order discounted products delivered to your house that you can then resell.
  • assembling products – once again this scam requires you to buy materials upfront
  • wiring money – nope, don’t do it.
  • starter kits – falls under the category of multi-level marketing (MLMs). If you’re selling a product it’s a sign of a legitimate company. If the focus is on recruiting new members it’s a pyramid scheme.